A better way to save and borrow.
RateSetter is an online marketplace where people borrow and lend money direct. Use the RateWizard to fix your own rate.
RateSetter launched in October 2010 with one simple aim: to make peer-to-peer lending simple and safe for everyone.
Borrowers benefit from low-cost, fast and flexible loans.
Savers enjoy higher returns by lending their money direct.
RateSetter ensures everyone gets exactly what they expect.
RateSetter’s unique approach has ensured that every lender has received every penny, the only company to have done so.
And 98.5% of borrowers would recommend us to their friends.
Watch our video to find out why.
RateSetter is a trademark of Retail Money Market Limited (Company Number 7075792)
Retail Money Market is licensed by the OFT, a member of CIFAS and registered under the Data Protection Act
*Representative APR and lender rates based on the last matched rates on RateSetter. They include all fees. Lender rates assume full reinvestment
of repayments at the current last matched rates throughout the term and assumes any bad debt can be covered by the RateSetter Provision Fund.
Data from the RateSetter website (including market data) is protected by © and database rights. It may not be used for
any purpose without a licence. © Retail Money Market Limited. All rights reserved.