The RateSetter market is where Savers lend money to Borrowers. Displayed on this page are the real-time rates in the markets. There are four separate "terms", from Monthly Access up to 5 Year Income. Savers simply select the term they wish to lend for and select the rate they wish to lend at. It's as simple as that.
The rates below are before tax. You are responsible for paying tax on the gross income you receive.
RateSetter is the trading name of Retail Money Market Limited (Company Number 7075792).
RateSetter is authorised and regulated by the Financial Conduct Authority (FCA) with the reference number 633741.
RateSetter is not covered by the Financial Services Compensation Scheme.
RateSetter is a member of CIFAS and is registered with the Information Commissioner's Office under the registration number Z2083390.
Its registered office is at 406 Great Guildford Business Square, 30 Great Guildford Street, London SE1 0HS.
*Representative APR based on £10,000 over 60 months. Lender rates assume full reinvestment
of repayments at the current last matched rates throughout the term and assumes any bad debt can be covered by the RateSetter Provision Fund.
Data from the RateSetter website (including market data) is protected by © and database rights. It may not be used for
any purpose without a licence. © Retail Money Market Limited. All rights reserved.