RateSetter Blog

 

 

Latest Articles

Rate-setting in the Rolling Market

By Mario Lupori
July 20, 2018

We are reintroducing the ability to set your rate on reinvestments.

 

By John Battersby
June 15, 2018

RateSetter ISA hits £100 million in record time

At the end of last week subscriptions to the Ratesetter ISA passed the £100 million mark.

 

By Mario Lupori
June 8, 2018

Welcome to the new Rolling market!

The new Rolling market offers investors the attractive features of flexible access, consistent returns and continuous earning.

 

By John Battersby
May 25, 2018

RateSetter passes £2.5 billion lending milestone

RateSetter investors have now lent more than £2.5 billion to creditworthy individuals and businesses across the UK.

 

By John Battersby
May 16, 2018

RateSetter investors earn £100 million in interest

We are delighted that RateSetter investors have now enjoyed more than £100 million in returns!

 

By Peter Behrens
May 1, 2018

Simplifying the Rolling market

RateSetter was created to enable people like you to earn more on your money.

 

By Lucy Bott
April 26, 2018

An update from the customer services team

We’ll be open over the Easter period, including on Easter Monday. Read on for our opening hours.

 

By Saman Harris
March 23, 2018

Protecting your personal information

The digital environment has changed significantly since the current data protection laws were passed in 1998.

 

 

By John Battersby
February 8, 2018

The RateSetter ISA has arrived

We are delighted to announce that we have launched the RateSetter ISA today!

 

By John Battersby
January 22, 2018

Focussing our commercial finance proposition on secured lending

Following a review of our commercial finance proposition, we are simplifying our range of ...

 

Archive

RateSetter ISA - the countdown begins By John Battersby - December 1, 2017

 

Financial Inclusion and access to returns By John Battersby - December 1, 2017

 

Should savers and investors care about the Budget? By John Battersby - November 23, 2017

 

What do you want to see from the Budget? By Luke O'Mahony - November 20, 2017

 

Why are SMEs in the dark about their credit scores? By Luke O'Mahony - November 14, 2017

 

Why aren’t we earning more on our savings? By Luke O'Mahony - November 9, 2017

 

Changing how the Provision Fund deals with loans to property developers By Luke O'Mahony - November 1, 2017

 

What would a Bank of England interest rate rise mean for RateSetter? By Rhydian Lewis - October 31, 2017

 

An update on RateSetter’s ISA By Luke O’Mahony - October 18, 2017

 

RateSetter receives full authorisation By Luke O’Mahony - October 17, 2017

 

Celebrating our 7th anniversary By Luke O’Mahony - October 5, 2017

 

Simplifying early access to invested money By Luke O’Mahony - October 2, 2017

 

RateSetter launches consumer Hire Purchase product By John Battersby - September 14, 2017

 

Withdrawing from the P2P FA By RateSetter notices - August 18, 2017

 

Are we holding too much in cash? By Rhydian Lewis - August 8, 2017

 

Non-Standard Finance Plc to acquire George Banco By RateSetter notices - August 3, 2017

 

RateSetter launches business hire purchase product By RateSetter notices - August 1, 2017

 

RateSetter passes two billion pounds of lending By RateSetter notices - July 31, 2017

 

Why I’m backing peer-to-peer lending By Paul Manduca - July 17, 2017

 

RateSetter to launch Hire-Purchase products in July By John Battersby - July 3, 2017

 

Holiday money By Luke O'Mahony - June 26, 2017

 

Are we saving and investing enough? By Luke O’Mahony - June 12, 2017

 

An update on our partnership with George Banco By Luke O'Mahony - June 1, 2017

 

RateSetter company news update By Luke O’Mahony - June 1, 2017

 

2017 lender drinks By Luke O’Mahony May 24, 2017

 

What do our new direct lending partnerships mean for investors? By Luke O’Mahony - May 12, 2017

 

Announcing new direct lending partnerships By Luke O’Mahony - May 2, 2017

 

New expected loss methodology By Luke O’Mahony - April 28, 2017

 

Borrower focus: makepositive By Luke O’Mahony - April 20, 2017

 

An update on risk management By Luke O’Mahony - April 3, 2017

 

Tax statements By Luke O’Mahony - March 28, 2017

 

An update on wholesale lending By RateSetter - March 23, 2017

 

Inflation rises By Luke O’Mahony - March 21, 2017

 

Customer services news and updates By Lucy Bott - March 10, 2017

 

Performance statistics update By RS Notices - March 10, 2017

 

A date for your diary: lender drinks By Luke O’Mahony - February 21, 2017

 

The future of fintech By Ceri Williams - February 16, 2017

 

Updating Lender Terms By RS notices - February 1, 2017

 

Should we value safety at all costs? By Luke O’Mahony - January 30, 2017

 

What does inflation mean for my returns? By Luke O’Mahony - January 19, 2017

 

Small business credit availability falls By Paul Marston - January 13, 2017

 

What to expect in 2017 By Luke O’Mahony - January 6, 2017

 

Guest blog: how do P2P lending platforms know your borrowers are good ones? By Neil Faulkner - December 28, 2016

 

Review of peer-to-peer lending regulations By Luke O’Mahony - December 15, 2016

 

Is cash on the way out? By Luke O’Mahony - December 9, 2016

 

The Autumn Statement: any surprises? By Luke O’Mahony - November 24, 2016

 

Protecting yourself against fraud By Martin Klass - November 18, 2016

 

RateSetter funds 40,000 car purchases By Luke O’Mahony - November 11, 2016

 

Responding to feedback on Provision Fund flexibility By RS notices - November 3, 2016

 

Guest article: 3 ways to lower lending risks By Matthew Howard - October 26, 2016

 

Where we get our financial advice By Luke O’Mahony - October 21, 2016

 

LendIt highlights By Luke O’Mahony - October 14, 2016

 

6 year anniversary By Luke O’Mahony - October 7, 2016

 

Investor Q&A: Hazel Muir By Luke O'Mahony - September 29, 2016

 

RateSetter investors £50 million better off By Luke O'Mahony - September 23, 2016

 

RateSetter publishes 2015-16 accounts By Luke O'Mahony - September 20, 2016

 

RateSetter ramps up support for businesses across the UK By Luke O'Mahony - September 15, 2016

 

Expanding the performance data we publish By Luke O'Mahony - September 1, 2016

 

Interview: Lucy Bott, Head of Customer Operations By Luke O'Mahony - August 24, 2016

 

Guest article: How safe is P2P lending? By Neil Faulkner, 4th Way - August 19, 2016

 

RateSetter and the base rate By Luke O'Mahony - August 11, 2016

 

Closing the 3 Year market By Luke O'Mahony - August 2, 2016

 

P2P is all about risk and return By John Battersby - July 22, 2016

 

Implementing Coverage Ratio reporting changes By Luke O'Mahony - July 20, 2016

 

Interview: Cyrille Sallé de Chou, CRO By Luke O'Mahony - July 15, 2016

 

FCA launches post-implementation review of peer-to-peer lending By Luke O'Mahony - July 11, 2016

 

How to get rich slowly By Luke O'Mahony - July 6, 2016

 

Scheduled downtime on Friday 1 July By Luke O'Mahony - June 28, 2016

 

Brexit response By Luke O'Mahony - June 24, 2016

 

Unusual cars for less than £6,736 By Luke O'Mahony - June 10, 2016

 

RateSetter lends £250m to UK businesses By Luke O'Mahony - June 3, 2016

 

Interview: Neal Moy, Head of Property Finance By Luke O'Mahony - May 24, 2016

 

What's the future for UK P2P lending? By Luke O'Mahony - May 13, 2016

 

What would Brexit mean for RateSetter investors? By Luke O'Mahony May 10, 2016

 

Give yourself some credit By Luke O'Mahony - May 3, 2016

 

RateSetter in Parliament By Luke O'Mahony - April 20, 2016

 

Why investors are backing fintech By Luke O'Mahony - April 15, 2016

 

Tax-free investing outside of an ISA By Luke O'Mahony - April 12, 2016

 

Improving the accuracy of the Provision Fund coverage ratio By Rhydian Lewis - April 6, 2016

 

Innovative Finance ISA launch update By Luke O'Mahony - April 4, 2016

 

Faster Payments! By Luke O'Mahony - April 1, 2016

 

2016 Budget brings further boost for ISAs By Scott Murphy - March 17, 2016

 

How do we encourage more women to invest? By Scott Murphy - March 15, 2016

 

The investment glass ceiling By Scott Murphy - March 8, 2016

 

Transparency in the news By John Battersby - March 3, 2016

 

Provision Fund investment policy update: lessons and positive outcomes By Rhydian Lewis - February 25, 2016

 

How easy is it to avoid tax? By Luke O'Mahony - February 23, 2016

 

RateSetter removes early exit fees from monthly market By Luke O'Mahony - February 18, 2016

 

How the Provision Fund invests its cash By Harry Russell - February 15, 2016

 

First IF ISA product announced By Luke O'Mahony - February 8, 2016

 

IF ISA: allowance transfers allowed By Luke O'Mahony - January 26, 2016

 

Provision Fund: security and recoveries By Rhydian Lewis - January 22, 2016

 

RateSetter passes £1bn in record time By Luke O'Mahony - January 21, 2016

 

Pensioner bonds: what next? By Luke O'Mahony - January 15, 2016

 

Further enhancements to our transparency By Rhydian Lewis - January 6, 2016