RateSetter Blog
Latest Articles
Fantastic first year for the RateSetter ISA!
By RateSetter notices
February 12, 2019
It's been one year since we launched the RateSetter ISA, allowing investments to be included in a tax-free wrapper for the first time.
A more predictable Market Rate
By Mario Lupori
February 04, 2019
We are planning to change the way the Market Rate is calculated in order to deliver further consistency in returns for investors while preserving the flexibility that makes investing with RateSetter so attractive.
Managing supply and demand: further details
By Mario Lupori
February 04, 2019
Last month we explained that we are adding functionality for the Rolling market to fund the same types of loans as those currently funded from the 1 Year market.
RateSetter passes £3 billion lending landmark
By RateSetter notices
January 15, 2019
RateSetter investors have now supplied more than £3 billion in loans to people and businesses across the UK and in doing so have earned over £120 million in interest to date.
Managing supply and demand
By Mario Lupori
January 03, 2019
In February we plan to allow the Rolling market to fund the same types of loans as those currently funded from the 1 Year market.
RateSetter outperformed the FTSE 100 in 2018
By Mario Lupori
January 03, 2019
Read our analysis of how the performance of investments with RateSetter compared to shares and cash in 2018.
Archive
Bank of England interest rate increases: what they mean for RateSetter - By John Battersby - August 15, 2018
Our view on the FCA proposals for P2P lending By Rhydian Lewis - August 6, 2018
Rate-setting in the Rolling Market By Mario Lupori - July 20, 2018 - Updated: August 2, 2018
RateSetter ISA hits £100 million in record time By John Battersby - June 15, 2018
Welcome to the new Rolling market! By Mario Lupori - June 8, 2018
RateSetter investors earn £100 million in interest By John Battersby - May 16, 2018
Simplifying the Rolling market By Peter Behrens - May 1, 2018
An update from the customer services team - By Lucy Bott - April 26, 2018
Protecting your personal information - By Saman Harris - March 23, 2018
The RateSetter ISA has arrived By John Battersby - February 8, 2018
Focussing our commercial finance proposition on secured lending By John Battersby - January 22, 2018
RateSetter ISA - the countdown begins By John Battersby - December 1, 2017
Financial Inclusion and access to returns By John Battersby - December 1, 2017
Should savers and investors care about the Budget? By John Battersby - November 23, 2017
What do you want to see from the Budget? By Luke O'Mahony - November 20, 2017
Why are SMEs in the dark about their credit scores? By Luke O'Mahony - November 14, 2017
Why aren’t we earning more on our savings? By Luke O'Mahony - November 9, 2017
Changing how the Provision Fund deals with loans to property developers By Luke O'Mahony - November 1, 2017
What would a Bank of England interest rate rise mean for RateSetter? By Rhydian Lewis - October 31, 2017
An update on RateSetter’s ISA By Luke O’Mahony - October 18, 2017
RateSetter receives full authorisation By Luke O’Mahony - October 17, 2017
Celebrating our 7th anniversary By Luke O’Mahony - October 5, 2017
Simplifying early access to invested money By Luke O’Mahony - October 2, 2017
RateSetter launches consumer Hire Purchase product By John Battersby - September 14, 2017
Withdrawing from the P2P FA By RateSetter notices - August 18, 2017
Are we holding too much in cash? By Rhydian Lewis - August 8, 2017
Non-Standard Finance Plc to acquire George Banco By RateSetter notices - August 3, 2017
RateSetter launches business hire purchase product By RateSetter notices - August 1, 2017
RateSetter passes two billion pounds of lending By RateSetter notices - July 31, 2017
Why I’m backing peer-to-peer lending By Paul Manduca - July 17, 2017
RateSetter to launch Hire-Purchase products in July By John Battersby - July 3, 2017
Holiday money By Luke O'Mahony - June 26, 2017
Are we saving and investing enough? By Luke O’Mahony - June 12, 2017
An update on our partnership with George Banco By Luke O'Mahony - June 1, 2017
RateSetter company news update By Luke O’Mahony - June 1, 2017
2017 lender drinks By Luke O’Mahony May 24, 2017
What do our new direct lending partnerships mean for investors? By Luke O’Mahony - May 12, 2017
Announcing new direct lending partnerships By Luke O’Mahony - May 2, 2017
New expected loss methodology By Luke O’Mahony - April 28, 2017
Borrower focus: makepositive By Luke O’Mahony - April 20, 2017
An update on risk management By Luke O’Mahony - April 3, 2017
Tax statements By Luke O’Mahony - March 28, 2017
An update on wholesale lending By RateSetter - March 23, 2017
Inflation rises By Luke O’Mahony - March 21, 2017
Customer services news and updates By Lucy Bott - March 10, 2017
Performance statistics update By RS Notices - March 10, 2017
A date for your diary: lender drinks By Luke O’Mahony - February 21, 2017
The future of fintech By Ceri Williams - February 16, 2017
Updating Lender Terms By RS notices - February 1, 2017
Should we value safety at all costs? By Luke O’Mahony - January 30, 2017
What does inflation mean for my returns? By Luke O’Mahony - January 19, 2017
Small business credit availability falls By Paul Marston - January 13, 2017
What to expect in 2017 By Luke O’Mahony - January 6, 2017
Guest blog: how do P2P lending platforms know your borrowers are good ones? By Neil Faulkner - December 28, 2016
Review of peer-to-peer lending regulations By Luke O’Mahony - December 15, 2016
Is cash on the way out? By Luke O’Mahony - December 9, 2016
The Autumn Statement: any surprises? By Luke O’Mahony - November 24, 2016
Protecting yourself against fraud By Martin Klass - November 18, 2016
RateSetter funds 40,000 car purchases By Luke O’Mahony - November 11, 2016
Responding to feedback on Provision Fund flexibility By RS notices - November 3, 2016
Guest article: 3 ways to lower lending risks By Matthew Howard - October 26, 2016
Where we get our financial advice By Luke O’Mahony - October 21, 2016
LendIt highlights By Luke O’Mahony - October 14, 2016
6 year anniversary By Luke O’Mahony - October 7, 2016
Investor Q&A: Hazel Muir By Luke O'Mahony - September 29, 2016
RateSetter investors £50 million better off By Luke O'Mahony - September 23, 2016
RateSetter publishes 2015-16 accounts By Luke O'Mahony - September 20, 2016
RateSetter ramps up support for businesses across the UK By Luke O'Mahony - September 15, 2016
Expanding the performance data we publish By Luke O'Mahony - September 1, 2016
Interview: Lucy Bott, Head of Customer Operations By Luke O'Mahony - August 24, 2016
Guest article: How safe is P2P lending? By Neil Faulkner, 4th Way - August 19, 2016
RateSetter and the base rate By Luke O'Mahony - August 11, 2016
Closing the 3 Year market By Luke O'Mahony - August 2, 2016
P2P is all about risk and return By John Battersby - July 22, 2016
Implementing Coverage Ratio reporting changes By Luke O'Mahony - July 20, 2016
Interview: Cyrille Sallé de Chou, CRO By Luke O'Mahony - July 15, 2016
FCA launches post-implementation review of peer-to-peer lending By Luke O'Mahony - July 11, 2016
How to get rich slowly By Luke O'Mahony - July 6, 2016
Scheduled downtime on Friday 1 July By Luke O'Mahony - June 28, 2016
Brexit response By Luke O'Mahony - June 24, 2016
Unusual cars for less than £6,736 By Luke O'Mahony - June 10, 2016
RateSetter lends £250m to UK businesses By Luke O'Mahony - June 3, 2016
Interview: Neal Moy, Head of Property Finance By Luke O'Mahony - May 24, 2016
What's the future for UK P2P lending? By Luke O'Mahony - May 13, 2016
What would Brexit mean for RateSetter investors? By Luke O'Mahony May 10, 2016
Give yourself some credit By Luke O'Mahony - May 3, 2016
RateSetter in Parliament By Luke O'Mahony - April 20, 2016
Why investors are backing fintech By Luke O'Mahony - April 15, 2016
Tax-free investing outside of an ISA By Luke O'Mahony - April 12, 2016
Improving the accuracy of the Provision Fund coverage ratio By Rhydian Lewis - April 6, 2016
Innovative Finance ISA launch update By Luke O'Mahony - April 4, 2016
Faster Payments! By Luke O'Mahony - April 1, 2016
2016 Budget brings further boost for ISAs By Scott Murphy - March 17, 2016
How do we encourage more women to invest? By Scott Murphy - March 15, 2016
The investment glass ceiling By Scott Murphy - March 8, 2016
Transparency in the news By John Battersby - March 3, 2016
Provision Fund investment policy update: lessons and positive outcomes By Rhydian Lewis - February 25, 2016
How easy is it to avoid tax? By Luke O'Mahony - February 23, 2016
RateSetter removes early exit fees from monthly market By Luke O'Mahony - February 18, 2016
How the Provision Fund invests its cash By Harry Russell - February 15, 2016
First IF ISA product announced By Luke O'Mahony - February 8, 2016
IF ISA: allowance transfers allowed By Luke O'Mahony - January 26, 2016
Provision Fund: security and recoveries By Rhydian Lewis - January 22, 2016
RateSetter passes £1bn in record time By Luke O'Mahony - January 21, 2016
Pensioner bonds: what next? By Luke O'Mahony - January 15, 2016
Further enhancements to our transparency By Rhydian Lewis - January 6, 2016