By Luke O'Mahony
July 11, 2016

FCA launches post-implementation review of peer-to-peer lending

Last week, the Financial Conduct Authority (FCA), which regulates the financial industry – including peer-to-peer lending – in the UK, announced a post-implementation review of the current rules in place for peer-to-peer lending.

By Luke O'Mahony
July 6, 2016

How to get rich slowly

We’ve mentioned compound interest before on this blog, and with good reason. A five per cent return might not sound like much, but compounded over 10, 20 or 30 years, the yields are surprising.

By Luke O'Mahony
June 28, 2016

Scheduled downtime on Friday 1 July

On the evening of Friday 1 July, we’ll be upgrading some of the technology that powers the RateSetter website. This will not change the design or functionality of the website, but will make it more robust and able to deal effectively with increasing numbers of users as RateSetter continues to grow.

By Luke O'Mahony
June 24, 2016

Brexit response

On Thursday 23 June, the UK voted to leave the European Union. This decision does not have a direct impact on RateSetter as a company, but it's something that our investors have an interest in, so we want to be clear about what the effects could be.

By Luke O'Mahony
June 10, 2016

Unusual cars for less than £6,736

The most common reason for taking out a RateSetter loan is to buy a car. In fact, car purchases account for nearly 1 in 5 RateSetter loans, and the average amount borrowed for a car purchase is £6,736.

By Luke O'Mahony
June 3, 2016

RateSetter lends £250m to UK businesses

RateSetter investors have now supported businesses across the UK with more than £250m of loans, financing enterprises ranging from a pizza restaurant in Bristol to a car manufacturer in Norfolk.