By John Battersby
July 22, 2016

P2P is all about risk and return

Andrew Bailey, the head of our regulator, the Financial Conduct Authority, appeared before Members of Parliament at the Treasury Committee earlier this week. Amongst other things the session covered the topic of peer to peer lending, and specifically whether platforms have sufficient incentive to ensure that their underwriting is robust. You can watch the session here.

By Luke O'Mahony
July 20, 2016

Implementing Coverage Ratio reporting changes

Our blog on 30 June outlined changes we are planning to make to the Provision Fund Coverage Ratio. These changes will take effect on Thursday morning (21st July), and we are now providing some further commentary on them.

By Luke O'Mahony
July 15, 2016

Interview: Cyrille Sallé de Chou, CRO

Cyrille Sallé de Chou recently joined RateSetter as our new Chief Risk Officer. We talked to Cyrille about managing risk, underwriting loans and the Provision Fund.

By Luke O'Mahony
July 11, 2016

FCA launches post-implementation review of peer-to-peer lending

Last week, the Financial Conduct Authority (FCA), which regulates the financial industry – including peer-to-peer lending – in the UK, announced a post-implementation review of the current rules in place for peer-to-peer lending.

By Luke O'Mahony
July 6, 2016

How to get rich slowly

We’ve mentioned compound interest before on this blog, and with good reason. A five per cent return might not sound like much, but compounded over 10, 20 or 30 years, the yields are surprising.

By Luke O'Mahony
June 28, 2016

Scheduled downtime on Friday 1 July

On the evening of Friday 1 July, we’ll be upgrading some of the technology that powers the RateSetter website. This will not change the design or functionality of the website, but will make it more robust and able to deal effectively with increasing numbers of users as RateSetter continues to grow.