By Luke O'Mahony
May 3, 2016

Give yourself some credit

A credit score is one of the key pieces of information that lenders look at when deciding whether to give you a loan. If you have a bad credit score, it could mean that you pay a higher interest rate when you borrow money; you might not be able to borrow as much money as people with higher credit scores and if it could even lead to some providers declining to lend to you at all.

By Luke O'Mahony
April 20, 2016

RateSetter in Parliament

RateSetter CEO Rhydian Lewis delivered a keynote speech in Parliament this morning, in which he presented the case for bank deposits to be separated from lending. The speech is the latest in a series of New City Agenda events looking at new ideas on financial services issues.

By Luke O'Mahony
April 15, 2016

Why investors are backing fintech

Last year, we announced that well-known fund managers including Woodford and Artemis were backing RateSetter with a £20m equity investment.

By Luke O'Mahony
April 12, 2016

Tax-free investing outside of an ISA

Last week, to little fanfare, an important allowance came into effect, taking millions of savers and investors out of paying tax on interest they earn.

By Rhydian Lewis
April 6, 2016

Improving the accuracy of the Provision Fund coverage ratio 2

Our aim is to ensure that the Provision Fund Coverage Ratio is as objective and accurate as possible. With this in mind, we are reviewing the methodology that underpins the calculation of the Coverage Ratio. We will implement the outcome on 13 April and our expectation is that the result will be neutral to a slight increase in the Coverage Ratio.

By Luke O'Mahony
April 4, 2016

Innovative Finance ISA launch update

Last year, the Government announced that from 6 April 2016 it would be possible to include marketplace lending in a tax-free wrapper via an Innovative Finance ISA (IF ISA).