By Luke O'Mahony
February 8, 2016

First IF ISA product announced

RateSetter has become the first marketplace lender to publish details of the tax-free Innovative Finance ISA (IF ISA) that it plans to make available from April 2016.

By Luke O'Mahony
January 26, 2016

IF ISA: allowance transfers allowed

Good news for RateSetter investors – from 6 April, anyone who already has a cash or stocks and shares ISA will be able to transfer all or part of their balance over to an Innovative Finance ISA (IF ISA) and continue to earn interest tax-free.

By Rhydian Lewis
January 22, 2016

Provision Fund: security and recoveries

In over five years, and with £1bn lent, not one individual RateSetter investor has lost a penny. This is an enviable track record and one that we are highly incentivised to maintain.

By Luke O'Mahony
January 21, 2016

RateSetter passes £1bn in record time

RateSetter has helped investors to lend over £1bn to individuals and businesses across the UK, reaching the milestone in just 1,933 days – record time for a UK marketplace lending platform. This makes us the largest online retail money market in the world.

By Luke O'Mahony
January 15, 2016

Pensioner bonds: what next?

When pensioner bonds (or 65+ Guaranteed Growth Bonds, to give them their official name) launched in January 2015, they provided a welcome moment of relief from pitifully low interest rates.

By Rhydian Lewis
January 6, 2016

Further enhancements to our transparency

The financial crisis in 2008 showed just how serious a lack of transparency in financial services can be. From the outset, our industry sought to address this and has led the way in setting new standards for transparency in financial services.