By Rhydian Lewis
January 22, 2016

Provision Fund: security and recoveries

In over five years, and with £1bn lent, not one individual RateSetter investor has lost a penny. This is an enviable track record and one that we are highly incentivised to maintain.

By Luke O'Mahony
January 21, 2016

RateSetter passes £1bn in record time

RateSetter has helped investors to lend over £1bn to individuals and businesses across the UK, reaching the milestone in just 1,933 days – record time for a UK marketplace lending platform. This makes us the largest online retail money market in the world.

By Luke O'Mahony
January 15, 2016

Pensioner bonds: what next?

When pensioner bonds (or 65+ Guaranteed Growth Bonds, to give them their official name) launched in January 2015, they provided a welcome moment of relief from pitifully low interest rates.

By Rhydian Lewis
January 6, 2016

Further enhancements to our transparency

The financial crisis in 2008 showed just how serious a lack of transparency in financial services can be. From the outset, our industry sought to address this and has led the way in setting new standards for transparency in financial services.

By Luke O'Mahony
December 29, 2015

What IF? The countdown begins...

Today marks 100 days until Wednesday 6 April, when the new financial year will bring in the launch of the Innovative Finance ISA.

By Luke O'Mahony
December 22, 2015

How we minimise exposure to each loan

Several investors have asked us whether it would be worth investing in smaller chunks (for example by lending £500 a day over ten days, rather than lending £5,000 in one go) in order to minimise their exposure to individual borrowers. The short answer is no: our Provision Fund effectively does this for you.