By Luke OMahony
May 12, 2017

What do our new direct lending partnerships mean for investors?

We recently announced that we have ended our wholesale lending arrangements and introduced direct lending partnerships instead, a move that brings us closer to end borrowers. We’d like to explain in more detail what this means for RateSetter investors.

By Luke OMahony
May 2, 2017

Announcing new direct lending partnerships

Our goal has always been to deliver excellent risk-adjusted returns to investors and attractive finance to borrowers.

By Luke OMahony
April 28, 2017

New expected loss methodology

Today we have updated our expected loss calculations and also expanded the information we provide on our statistics page.

By Luke OMahony
April 20, 2017

Borrower focus: makepositive

RateSetter investors have now lent more than £400m to small and medium sized businesses across the UK. They’re a diverse bunch, ranging from fish and chip shops to manufacturing plants. Here we take a look at a tech business that used a RateSetter loan to fund its expansion.

By Luke OMahony
April 3, 2017

An update on risk management

Managing credit risk is one of the most important things that we do at RateSetter. The key factors that underpin our risk management are:

By Luke OMahony
March 28, 2017

Tax statements

The current tax year ends on 5 April 2017, and if you need to fill out a self assessment tax return, we’ll provide you with the information you need to easily declare the interest you’ve earned from RateSetter.