By Neil Faulkner
December 28, 2016

Guest blog: how do P2P lending platforms know your borrowers are good ones?

In this guest post, Neil Faulkner, CEO at 4th Way, the P2P lending ratings agency, looks at the steps that peer-to-peer lending platforms can take to ensure that they're lending to creditworthy borrowers.

By Luke OMahony
December 15, 2016

Review of peer-to-peer lending regulations

In July, we blogged about a review of peer-to-peer lending rules being undertaken by the financial regulator, the Financial Conduct Authority (FCA). The review looks at whether the rules introduced in April 2014 to govern peer-to-peer lending are working effectively.

By Luke OMahony
December 9, 2016

Is cash on the way out?

While the UK has been getting used to a brand new polymer £5 note, other countries have been considering whether to use cash at all.

By Lucy Bott
December 1, 2016

Christmas 2016 opening hours

A quick update on our opening hours over Christmas and the new year: our phone lines will be open as normal until 6pm on Friday 23 December, and closed for Christmas Eve, Christmas Day and Boxing Day, reopening again on Tuesday 27 December.

By Luke OMahony
November 24, 2016

The Autumn Statement: any surprises?

The Autumn Statement has previously yielded good news for the peer-to-peer lending industry: in 2013, George Osborne announced the launch of the Innovative Finance ISA, and reaffirmed his support for the industry in statements that followed.

By Martin Klass
November 18, 2016

Protecting yourself against fraud

Financial Fraud Action UK (whose members include banks, credit debit and charge card issuers, and card payment acquirers in the UK) recently released their latest fraud figures for January to June 2016, and they highlight a troubling trend: the value of financial fraud rose to £399.5m for that six month period.