Money can be in your account within 24 hours
Pay it back anytime at no additional cost
No nasty hidden charges
7.9% Representative APR*
We believe UK borrowers deserve a better deal. So we've designed a simple loan that works in your best interest. By cutting out the cost and laborious admin of traditional banking, we're reducing the cost of loans and saving you time.
Get a personalised quote
See how much you can borrow and what it'll cost. It won't affect your credit score, and there's no pressure to take the quote.
Complete a full application
Simply tell us a few things about yourself for a quick decision.
0 - 24 hours
Some approvals happen straight away, but please give us up to 24hrs to make a decision based on the information you give us.
4 - 24 hours
Money in your account
Once approved, you can get your money on the same day (for a small fee) or within 24hrs.
"RateSetter, importantly, is very customer focussed"
"RateSetter is quick, friendly, attentive and gives you the lowest rates"
"RateSetter offer a friendly and competitive service which really demonstrates the benefits of peer-to-peer lending"
Hopefully you'll find answers to your questions in our FAQ section.
Still need help? That's fine. Just call us on 0203 142 6226 or email firstname.lastname@example.org
We reduce the costs and hassle of arranging loans, so you pay less