Dealer Finance for growth

RateSetter Dealer Finance provides competitive, quick and easy-to-understand funding for used vehicle dealers across the UK.

Key benefits

  • Competitive rates and straightforward charging with interest payable monthly and no early capital repayments
  • Flexibility to purchase from mainstream auction houses,  own-garage, part-exchanges and trade sellers
  • 100% of invoices financed with all fees, delivery charges and vehicle costs included
  • Vehicle stocking up to 120 days but with re-stocking up to 240 days   
  • Friendly and professional in-house and field based account management team, providing support to manage your account 

Why choose RateSetter?

Why choose RateSetter?

What will I need to apply?

  • Latest business accounts
  • 3 months of bank statements
  • Current stock list showing current stock financed vs. own assets
  • Consent to credit search from company owners

Check eligibility 

Prior to submitting an application, please ensure you meet the following criteria:

  • 2 years’ experience in the motor trade
  • Financial accounts for last two years
  • Good personal credit history
  • Comprehensive business insurance
Need help?

Contact the Dealer Finance team:


  • Call:

    0116 366 8499