Borrowing with RateSetter.
- With our flexible terms you can borrow from £3,000 to £35,000 over 1 to 5 years
- Quick quote response in 1 minute
- Protect your credit score with a soft search
Representative example: 3.9% APR Representative (fixed). Based on an assumed loan amount of £5,000 over 1 year at an interest rate of 3.9% p.a. (fixed). Monthly repayment £432.92. Total amount payable £5,195.
Everything you need to know about applying
Quote
Application
Get a quote with no obligation and without affecting your credit score
The application takes no longer than 5 minutes for an indicative quote
Decision
Money
We will give you a response immediately or within 24 hours
Once approved, the money will be in your account the next working day
Five quick checks
- You are 21 or over
- You hold a UK bank or building society account
- You have been a UK resident for a minimum of 3 years
- You have a regular source of income
- You have a good credit history
Our other loan types
RateSetter is a member of the Finance & Leasing Association (FLA). The FLA lending code can be found at here.
Property Finance
If you are a professional property developer and require finance for a project, RateSetter Property Finance has quick decisions and zero advance completion fees. See if we can help, with loans from £500k to £10m.
Dealer Finance
Dealer Finance offers loans of £25,000 to £500,000 to help car dealers increase their stock and grow their business.
Family Finance
Apply for a loan of up to £500,000 to fund the legal costs of divorce. Loans are 14.9%.