It works in the same way.
Once you know how much you want to borrow to buy your car (this can be the price of the car or the price of the car less any savings you are using) you're ready to apply for a loan.
With RateSetter you can get a quote before you apply, which doesn’t affect your credit file and lets you know the rate you’ll get before you choose to apply.
Once you’ve been accepted, we’ll usually transfer the funds to your bank account by the end of the next working day.
You can then use this money to buy your car directly from a dealer or private seller.