Get a great return on your business cash.

Earn up to


Annualised rate

Invest today

Capital at risk. No FSCS protection. Past performance is not an indicator of future results.

Put your business cash to work without losing access

Invest in our Rolling market with interest paid each month and no fees to withdraw money. To date, every investor has been able to access his or her money within a day, although that’s not a guarantee for the future: for more information on this, click here.

If you invest in our 1 year or 5 year markets, you can access your money early for a transfer fee with our 'Release your Investment' option.

Rolling market


Annualised rate

Interest paid monthly


No fee to access your money

1 Year market


Annualised rate

Interest paid at end of term


0.3% fee to access your money early

5 Year market


Annualised rate

Interest paid monthly


1.5% fee to access your money early

Can my company invest with RateSetter?

Yes. The RateSetter market is open to all. Individuals, businesses, investment funds, charities, livery companies and even banks are amongst those investing through RateSetter, all at the same rates.

Companies invest on to the platform in the same way as consumers and enjoy the same interest rates and other features including Provision Fund protection.

As a company you can open a business account with RateSetter and gain access to our 3 markets depending on the level of access you require.

What is the risk with investing company money at RateSetter?

Lending money inherently carries the risk of the borrower defaulting. Fortunately RateSetter’s Provision Fund has ensured not one business investor has ever lost a single penny. Although this is not a guaranteed protection scheme, it is a track record we are proud of. 

For more details on how the Provision Fund works to protect investors, please click here.

How do I set up a company account at RateSetter?

  • Complete the registration form

  • At Stage 2 of the registration, check the checkbox that signifies you are a company

  • Submit your registration and expect a call from our Customer Service team to verify your Director(s)