Following the Covid-19 outbreak and the current economic environment, RateSetter announced on 4 May a temporary reduction in interest for the remainder of the year. During this time, investors will receive only 50% of their interest with the other 50% going to the Provision Fund, for the protection of all investors.  Also, since the outbreak, the time it is taking investors to release their investments is currently longer than normal. Further information is available here. 

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Capital at risk. No FSCS protection. Past performance is not an indicator of future results.

FCA authorised and regulated

Over 84,000 investors

Over £3.6 billion invested since 2010

Over £148 million interest earned to date​

FCA authorised and regulated

Over 84,000 investors

Over £3.6 billion invested since 2010

Over £148 million interest earned to date​

 
 

Why investors choose RateSetter

Great returns, more stability 

At RateSetter you can earn interest every month – with returns that are higher than most savings accounts and more stable than stocks and shares.   Learn more

Provision Fund protection

You’re protected by the RateSetter Provision Fund, our buffer against poorly performing loans. Learn more

Accessing your money

You can request to release your investments at any time. We will process any requests as soon as there are funds on the market to take over your investment. Instant access is not guaranteed. Learn more

 

The Provision Fund we offer does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Fund has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Provision Fund when considering whether or how much to invest.  Learn more

Choose the right product for you

Access

3.0%

Annualised rate

 

No fee to release your investment

 

The matched rate will be reduced by 50% during the Temporary Interest Reduction period. 

E.g. if matched at 3.00% it will be reduced to 1.50%.

Plus

3.5%

Annualised rate

 

Release fee: 30 days' interest

 

The matched rate will be reduced by 50% during the Temporary Interest Reduction period. 

E.g. if matched at 3.50% it will be reduced to 1.75%.

Max

4.0%

Annualised rate

 

Release fee: 90 days' interest

 

The matched rate will be reduced by 50% during the Temporary Interest Reduction period. 

E.g. if matched at 4.00% it will be reduced to 2.00%.

 

What are the risks?

Capital at risk

As with any investment, your capital is at risk and the value of your investment may go up or down in value.

No FSCS protection

We can’t guarantee against future losses and we’re not part of the Financial Services Compensation Scheme.

And finally...

Our results to date are pretty awesome but we have to remind you that past performance is not an indicator of future results.

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