Since 4 May 2020 investors have only been receiving 50% of interest, with the other 50% going to the Provision Fund, for the protection of all investors. This will be the case until further notice and reviewed every quarter. Also, the time it is taking investors to access their funds is taking longer than usual.
Get better returns, everyday
Your money helps someone else and that helps you.
Capital at risk. No FSCS protection. Past performance is not an indicator of future results.
Rated 4.9/5 on Smart Money People
Award winning loan provider
Over £3.6 billion invested since 2010
Over £148 million interest earned to date
Why investors choose RateSetter
Great returns, more stability
At RateSetter you can earn interest every month – with returns that are higher than most savings accounts and more stable than stocks and shares. Learn more
Provision Fund protection
You’re protected by the RateSetter Provision Fund, our buffer against poorly performing loans. Learn more
Accessing your money
You can request to release your investments at any time. We will process any requests as soon as there are funds on the market to take over your investment. Instant access is not guaranteed. Learn more
The Provision Fund we offer does not give you a right to a payment so you may not receive a pay-out even if you suffer loss. The Fund has absolute discretion as to the amount that may be paid, including making no payment at all. Therefore, investors should not rely on possible pay-outs from the Provision Fund when considering whether or how much to invest. Learn more
Choose the right product for you
Access
3.0%
Annualised rate
No fee to release your investment
The matched rate will be reduced by 50% during the Temporary Interest Reduction period.
E.g. if matched at 3.00% it will be reduced to 1.50%.
Plus
3.5%
Annualised rate
Release fee: 30 days' interest
The matched rate will be reduced by 50% during the Temporary Interest Reduction period.
E.g. if matched at 3.50% it will be reduced to 1.75%.
Max
4.0%
Annualised rate
Release fee: 90 days' interest
The matched rate will be reduced by 50% during the Temporary Interest Reduction period.
E.g. if matched at 4.00% it will be reduced to 2.00%.
What are the risks?
Capital at risk
As with any investment, your capital is at risk and the value of your investment may go up or down in value.
No FSCS protection
We can’t guarantee against future losses and we’re not part of the Financial Services Compensation Scheme.
And finally...
Our results to date are pretty awesome but we have to remind you that past performance is not an indicator of future results.
