What IF…Your investment could be tax free?
In July 2015, George Osborne announced the Innovative Finance ISA – a new kind of ISA, which will make it possible to invest through peer-to-peer platforms within a special tax-free wrapper.
This is fantastic news for anyone who wants to invest tax-free, and is one of the most significant changes to the ISA in more than a decade.
Before a peer-to-peer platform can offer its own ISA, it must be fully authorised the Financial Conduct Authority (FCA). RateSetter are in advanced stages of obtaining full authorisation - we cannot confirm a date yet but we can confirm it is progressing well.
The best way to stay up to date and ensure you are first to hear about the launch is to sign up to our IF ISA email updates.
How do I set up an IFISA?
Sign up below for more information and we’ll keep you updated, so that you’re among the first to know when a RateSetter ISA becomes available. Don't worry, we will not share your email with any third parties or send you any unrelated emails.
What does Tax-free mean?
“Tax-free” means that the interest paid will be free from UK Income Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future, but for most people, it means that you will be able to earn interest from peer-to-peer investments, without paying tax.