Investors are matched with borrowers in our live market
Every day money comes onto the RateSetter platform – investors make investments and borrowers make repayments. This money automatically goes into a queue to get matched with new loans as well as existing loans of investors who wish to release their investment.
Is early access guaranteed?
Early access to your money is not guaranteed. If there are no other funds immediately available in the market, you may have to wait a little longer. In an extreme scenario you may have to wait for borrower repayments. During this time, your money will still be earning interest.
Yes, there may be fees to pay
Although there are no fees to release funds from our Access product, please check below if you are invested in the Plus and Max products.