Responsible lending to creditworthy borrowers
We never forget we're looking after your money. Your money is only lent to borrowers who are creditworthy when the loan is granted and can demonstrate that they are able to pay back the loan. Borrowers’ creditworthiness may change over time and cannot be guaranteed. Your initial investment and any reinvestments could be matched with new or existing loans to individuals, businesses, property developers and existing loans to other lending businesses (specialist financial businesses who lend onwards to individuals and businesses – although this is now discontinued as a source of new lending). Secured motor finance (individual loans secured on the vehicle) has also been discontinued as a new source of lending.