As with all investments, scale and diversification is important. At RateSetter, your investment is matched with individual borrowers but the stability of your returns is based on the performance of the entire £850 million portfolio, even if you are simply trying us out for £10.
The portfolio itself benefits from the stability of being diversified to include loans to individuals, businesses and property developers. [Note: RateSetter’s portfolio includes loans to other specialist lending businesses – this is now discontinued as a source of new lending.] Learn more