New investor bonus: £50 bonus when you invest £500+. Terms apply.
- Earn better returns than a Cash ISA and less complex than Stocks and Shares
- Invest in our Rolling, 1 Year and 5 Year market
- Free to transfer your existing ISAs to RateSetter**
Capital at risk. No FSCS protection. Instant access not guaranteed.
*6.0% annualised rate is the 30 day average on the 5 Year market on the 01/02/2019.
**Your existing ISA provider may charge some fees for some types of accounts and investments. Please check with them first as we wouldn’t want you to unknowingly incur fees.
You can transfer in any number of Cash ISAs, Stocks & Shares ISAs and other Innovative Finance ISAs. Transfers In from previous tax years don't affect your current annual £20,000 ISA allowance, and there is no limit on how much you can Transfer In. There is also no limit on the number of different ISAs you can transfer to us
Existing RateSetter ISA customers:
Log in to your RateSetter ISA account
Click the ‘transfer in’ button located under ‘invest now’ in the home screen
Enter the data in the required fields and we’ll populate the Transfer In form for you in real time
You’ll then need to print, sign and send a copy to RateSetter for us to initiate the transfer process. The address is: ISA Priority Transfer Team, RateSetter, 6th Floor, 55 Bishopsgate, London, EC2N 3AS
New RateSetter ISA customers:
If you haven’t yet opened your RateSetter ISA you have the option to transfer other ISAs to your RateSetter ISA as part of the account opening process
Your ISA transfer(s) should take no longer than: 15 working days for a Cash ISA, 30 working days for a Stocks & Shares ISA or an Innovative Finance ISA.
If you’re transferring from a Stocks & Shares ISA or other Innovative Finance ISA to a RateSetter ISA, you must transfer your investment in the form of cash. This means that you may have to sell out of any shares, bonds, loans etc in order to turn the investments into cash so that it may be transferred.
To avoid losing the ISA tax-free benefit wrapper you should avoid closing or withdrawing money from your existing ISAs with the intention of reinvesting it in your RateSetter ISA. Leave your other ISAs open with the balance in them and we’ll initiate the transfer on your behalf so that you retain your tax-free benefits.
If you're an existing RateSetter investor, or interested in investing with RateSetter through the RateSetter ISA and still have questions about the Ratesetter IF ISA then contact us on:
Call: 020 3142 6226
Email: [email protected]