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Transfer your existing ISA to RateSetter.
- Earn tax-free returns with our Innovative Finance ISA
- Flexible: withdraw and reinvest your money within the tax year
FCA authorised and regulated
Over 82,000 investors
Over £3.5 billion invested since 2010
Over £148 million interest earned to date
Why choose RateSetter?
- Earn better returns than a Cash ISA and less complex than Stocks and Shares
- Invest in our Access, Plus and Max products
- Free to transfer your existing ISAs to RateSetter
What can I transfer?
You can transfer in any number of Cash ISAs, Stocks & Shares ISAs and other Innovative Finance ISAs. Transfers In from previous tax years don't affect your current annual £20,000 ISA allowance, and there is no limit on how much you can Transfer In. There is also no limit on the number of different ISAs you can transfer to us.
Please note that tax treatment depends on individual circumstances and may be subject to change in the future. ISA rules apply.
New customer
Register with RateSetter and open an ISA account.
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You have the option to transfer other ISAs as part of the account opening process.
New to our ISA
Login to your Everyday account and open an ISA.
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You have the option to transfer other ISAs as part of the account opening process.
ISA customer
Login to your RateSetter ISA account.
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Click on Transfer ISAs button on the left-hand menu.
Transfer an ISA
Complete your form online
Download, print and sign your transfer form
Send your completed form to us
How long does it take?
If you’re transferring from a Stocks & Shares ISA or other Innovative Finance ISA, you must transfer your investment in the form of cash. This means that you may have to sell out of any shares, bonds, loans etc and turn the investments into cash so that it may be transferred.
To avoid losing the ISA tax-free benefit wrapper you should avoid closing or withdrawing money from your existing ISAs with the intention of reinvesting it in your RateSetter ISA. Leave your other ISAs open with the balance in them and we’ll initiate the transfer on your behalf so that you retain your tax-free benefits.
Need some help?
If you're an existing RateSetter investor, or interested in investing with RateSetter through the RateSetter ISA and still have questions then contact us on:
or
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Email