What is peer-to-peer lending?
Peer-to-peer (P2P) lending allows investors to earn a good return on their money by lending to credit-worthy borrowers.
Peer to peer lending platforms like RateSetter cut out costs and pass on the savings to investors and borrowers. Our role as a P2P lending platform is to bring together people that want to invest money with people that want to borrow money. At RateSetter we operate with a healthy level of caution and only match investors with borrowers who pass our stringent criteria.
Our platform takes care of the matching – investors simply choose how long they’d like to invest for, and at what rate.