Existing investor offer: £100 bonus when you transfer £10,000+. Terms apply.

Transfer your ISAs to RateSetter

Bring your ISAs together with our simple transfer in process.


- Earn 6.0* tax-free

- Better returns than a Cash ISA, and simpler than a Stocks & Shares ISA

- ISA transfers from previous years don't affect your annual £20,000 ISA allowance

- It’s free to Transfer In with RateSetter**

Capital at risk, instant access not guaranteed. No FSCS protection.

*6.0% annualised rate is the 30 day average on the 5 Year market in February 19.

**Your existing ISA provider may charge some fees for some types of accounts and investments. Please check with them first as we wouldn’t want you to unknowingly incur fees.

Award Belt

What can I transfer in?

You can transfer in any number of Cash ISAs, Stocks & Shares ISAs and other Innovative Finance ISAsTransfers In from previous tax years don't affect your current annual £20,000 ISA allowance, and there is no limit on how much you can Transfer In. There is also no limit on the number of different ISAs you can transfer to us

How to transfer my ISAs to RateSetter

Existing RateSetter ISA customers:

  • Log in to your RateSetter ISA account

  • Click the ‘transfer in’ button located under ‘invest now’ in the home screen

  • Enter the data in the required fields and we’ll populate the Transfer In form for you in real time.

  • You’ll then need to print, sign and send a copy to RateSetter for us to initiate the transfer process. The address is: ISA Priority Transfer Team, RateSetter, 6th Floor, 55 Bishopsgate, London, EC2N 3AS.

New RateSetter ISA customers:

  • If you haven’t yet opened your RateSetter ISA you have the option to transfer other ISAs to your RateSetter ISA as part of the account opening process.

How long does it take to transfer my ISA to RateSetter?

Your ISA transfer(s) should take no longer than: 15 working days for a Cash ISA, 30 working days for a Stocks & Shares ISA or an Innovative Finance ISA.

Other important information

If you’re transferring from a Stocks & Shares ISA or other Innovative Finance ISA to a RateSetter ISA, you must transfer your investment in the form of cash. This means that you may have to sell out of any shares, bonds, loans etc in order to turn the investments into cash so that it may be transferred.

To avoid losing the ISA tax-free benefit wrapper you should avoid closing  or withdrawing money from your existing ISAs with the intention of reinvesting it in your RateSetter ISA. Leave your other ISAs open with the balance in them and we’ll initiate the transfer on your behalf so that you retain your tax-free benefits.

Need some help?

If you're an existing RateSetter investor, or interested in investing with RateSetter through the RateSetter ISA and still have questions about the Ratesetter IF ISA then contact us on:

Call: 020 3142 6226

Email: [email protected]

Bring your ISAs together with RateSetter