FCA authorisation heralds even brighter future
We are delighted to say that as of 1 April
peer-to-peer lending is now authorised and
regulated by the FCA - a recognition of the
industry that we have campaigned for since we launched.
RateSetter launched in October 2010 with one simple aim: to make peer-to-peer lending simple and safe for everyone.
Savers enjoy higher returns by lending their money direct.
Borrowers benefit from low-cost, fast and flexible loans.
RateSetter ensures everyone gets exactly what they expect.
RateSetter’s unique approach has ensured that every lender has received every penny, the only company to have done so.
And 98.5% of borrowers would recommend us to their friends.
Watch our video to find out why.
RateSetter is a trademark of Retail Money Market Ltd (company no. 7075792).
RateSetter is authorised and regulated by the Financial Conduct Authority with the reference number 633741.
RateSetter is not covered by the Financial Services Compensation Scheme.
RateSetter is a member of CIFAS and is registered under the Data Protection Act.
Its registered office is 406 Great Guildford Business Square, 30 Great Guildford Street, London SE1 0HS.
*Representative APR and lender rates based on the last matched rates on RateSetter. They include all fees. Lender rates assume full reinvestment
of repayments at the current last matched rates throughout the term and assumes any bad debt can be covered by the RateSetter Provision Fund.
Data from the RateSetter website (including market data) is protected by © and database rights. It may not be used for
any purpose without a licence. © Retail Money Market Limited. All rights reserved.