Award-winning personal loans

Helping people make their plans a reality with simple, fast and affordable loans.

Rated 4.9/5 on Smart Money People

Award-winning loan provider

Dedicated UK customer service team

FCA authorised and regulated

Rated 4.9/5 on Smart Money People

Award-winning loan provider

Dedicated UK customer service team

FCA authorised and regulated

We are RateSetter

RateSetter launched in 2010 as a peer-to-peer lending platform and quickly grew to become the UK’s most popular peer-to-peer provider with more than 800,000 customers.

In 2020 we were acquired by Metro Bank, marking the start of an exciting new chapter for RateSetter, specialising in delivering market-leading personal loans along with our consistently excellent customer service.

RateSetter and Metro Bank are innovative businesses with a shared focus on delivering something fresh for customers.

 

Key facts

  • Launched in 2010 as a peer-to-peer lending platform.
  • Winner of the Queen’s Award for Enterprise in 2019 –
    an award that lasts 5 years – recognised as the most
    prestigious business awards in the UK.
  • More than a decade of expertise in lending, with over
    £4 billion of money lent.
  • Acquired by Metro Bank in 2020.
  • Regulated by the Financial Conduct Authority.

Loans are subject to status and affordability, the rate and fee you pay will depend on your credit profile.

Capital at risk. No FSCS protection. Past performance is not an indicator of future results.