Award-winning personal loans

Helping people make their plans a reality with simple, fast and affordable loans.

Rated 4.9/5 on Smart Money People

Award-winning loan provider

Dedicated UK customer service team

FCA authorised and regulated

(updated 16/10/2023)

Rated 4.9/5 on Smart Money People

Award-winning loan provider

(updated 16/10/2023)

Dedicated UK customer service team

FCA authorised and regulated

We are RateSetter

RateSetter launched in 2010 as a peer-to-peer lending platform and quickly grew to become the UK’s most popular peer-to-peer provider with more than 800,000 customers.

In 2020 we were acquired by Metro Bank, marking the start of an exciting new chapter for RateSetter, specialising in delivering market-leading personal loans along with our consistently excellent customer service.

RateSetter and Metro Bank are innovative businesses with a shared focus on delivering something fresh for customers.

 

Key facts

  • Launched in 2010 as a peer-to-peer lending platform.
  • Winner of the Queen’s Award for Enterprise in 2019 –
    an award that lasts 5 years – recognised as the most
    prestigious business awards in the UK.
  • More than a decade of expertise in lending, with over
    £4 billion of money lent.
  • Acquired by Metro Bank in 2020.
  • Regulated by the Financial Conduct Authority.