Following the Covid-19 outbreak and the current economic environment, RateSetter announced on 4 May a temporary reduction in interest for the remainder of the year. During this time, investors will receive only 50% of their interest with the other 50% going to the Provision Fund, for the protection of all investors.  Also, since the outbreak, the time it is taking investors to release their investments is currently longer than normal. Further information is available here. 

The quill was perfect.
Until someone invented the pen.

Investing and borrowing
rewritten for everyone.

FCA authorised and regulated

Over 84,000 investors

Operating since 2010

Over £3.6 billion invested to date

FCA authorised and regulated

Over 84,000 investors

Operating since 2010

Over £3.6 billion invested to date

Invest

Earn interest every day

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Invest tax-free in our Innovative Finance ISA

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Make regular direct debit contributions using our Auto Invest feature

Borrow

Get a loan at competitive rates

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With flexible repayment terms

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Fast response with no impact on your credit score

Peer-to-peer means better value for everyone

Ever wondered how your bank makes money? By lending your money. We believe that your money should work for you instead of someone else.

In 2010, we founded RateSetter on that principle. We created a peer-to-peer platform to connect those who have money to invest with those who want to borrow it. We may not offer the lounge service and marble foyer of your bank, but we exist for people who want rewarding investments. Or a competitive loan.

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