Simple personal loans tailored to you
We provide loans to suit your needs from buying a new car to tidying up your finances.
Rated 4.9/5 on Smart Money People
Award winning loan provider
Dedicated UK customer service team
FCA authorised and regulated
Invest
Earn interest every day
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Invest tax-free in our Innovative Finance ISA
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Make regular direct debit contributions using our Auto Invest feature
Borrow
Get a loan at competitive rates
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With flexible repayment terms
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Fast response with no impact on your credit score
RateSetter news
Personal loans vs credit cards
Personal loans and credit cards are two of the most common forms of borrowing in the UK. Here we look at both options and explain the differences between them. What is the difference between a personal loan and a credit card? With personal loans...
RateSetter announces that Metro Bank is purchasing the loan portfolio
Today we are announcing that Metro Bank is purchasing the RateSetter loan portfolio in line with Metro Bank’s strategic objective to grow in consumer loans. Metro Bank has been funding all new consumer lending following its acquisition of...
What are the benefits of a debt consolidation loan?
Having multiple credit cards or loans can sometimes be challenging to manage. However, options are available to make things simpler and keep you in control of your finances. One of these options is a debt consolidation loan and this can roll you...
What is debt consolidation?
It is sensible from time to time to take stock and review your finances. Some people do this on a regular basis, others at the start of a new year or when they have an important life event such as changing jobs. Reviewing your finances is an...
RateSetter sells property finance portfolio to Shawbrook Bank
RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. The sale follows the announcement in August that RateSetter will focus on consumer finance. The portfolio sale is a validation of the quality of RateSetter’s...
RateSetter and Metro Bank: acquisition completes
On 3 August we announced that Metro Bank and RateSetter had agreed for Metro Bank to acquire RateSetter, with the acquisition being subject to regulatory approval. Today we are pleased to confirm that the transaction has completed. There are no...