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Final value: £ Register

A better way to save and borrow

RateSetter launched in October 2010 with one simple aim: to make peer-to-peer lending simple and safe for everyone.

Savers enjoy higher returns by lending their money direct.
Borrowers benefit from low-cost, fast and flexible loans.
RateSetter ensures everyone gets exactly what they expect.

RateSetter’s unique approach has ensured that every lender has received every penny, the only company to have done so.
And 98.5% of borrowers would recommend us to their friends.

Watch our video to find out why.

Watch our video

Why get a RateSetter loan?

1Ease: get an instant online no-obligation quote
2Value: low APR loans
3Speed: the funds can be in your account same day
4Flexible: repay all or some of your loan at any time for no extra cost
5Control: don’t like the rate? Become a RateSetter!

Why lend peer to peer through RateSetter?

1Better rates: use peer-to-peer to boost your rate
2Safety: RateSetter's 100% Fund has ensured every lender has received every penny
3Easy: we focus on making things simple
4Flexible: you can sell out anytime
5Set your own rates: take control and become the RateSetter