Are your savings rate-dead?

Reportedly 80% of savings accounts have money being eaten away in zombie accounts earning less than inflation. Check what rate you could earn and bring your savings back to life!

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A better way to save and borrow

RateSetter launched in October 2010 with one simple aim: to make peer-to-peer lending simple and safe for everyone.

Savers enjoy higher returns by lending their money direct.
Borrowers benefit from low-cost, fast and flexible loans.
RateSetter ensures everyone gets exactly what they expect.

RateSetter’s unique approach has ensured that every lender has received every penny, the only company to have done so.
And 98.5% of borrowers would recommend us to their friends.

Watch our video to find out why.

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Why get a RateSetter loan?

1	Ease:	get an instant online no-obligation quote
2	Value:	low APR loans
3	Speed:	the funds can be in your account same day
4	Flexible:	repay all or some of your loan at any time for no extra cost
5	Control:	don’t like the rate? Become a RateSetter!

Why lend peer to peer through RateSetter?

1	Better rates:	use peer-to-peer to boost your rate
2	Safety:	RateSetter's Provision Fund has ensured every lender has received every penny
3	Easy:	we focus on making things simple
4	Flexible:	you can sell out anytime
5	Set your own rates:	take control and become the RateSetter

Rise of the rate dead zombies

It has been reported that 80% of savings accounts are zombie accounts earning rates often as low as 0.1%.

According to shocking recent reports 4 out of 5 savings accounts in operation in the UK are "zombies". So called because they are shut to new business and pay a life-sucking low rate of interest.